.calculator-page{background:var(--paper)}
.vc-hero{position:relative;overflow:hidden;padding:76px 0 102px;background:radial-gradient(circle at 86% 20%,rgba(245,142,115,.23),transparent 26%),linear-gradient(135deg,var(--cream),var(--sage-50))}
.vc-hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(290px,.75fr);gap:70px;align-items:center}
.vc-hero-copy h1{font-size:clamp(3.2rem,7vw,6rem);max-width:12ch;margin-top:22px}
.vc-hero-copy>p{max-width:670px;color:var(--ink-soft);font-size:clamp(1.08rem,1.6vw,1.3rem)}
.vc-trust{display:flex;flex-wrap:wrap;gap:9px;margin-top:28px}.vc-trust span{padding:8px 12px;border:1px solid var(--line);border-radius:999px;background:rgba(255,255,255,.7);font-size:.76rem;font-weight:750}
.vc-orbit{height:330px;position:relative;display:grid;place-items:center}.vc-orbit:before,.vc-orbit:after{content:"";position:absolute;border:1px solid rgba(22,61,58,.18);border-radius:50%}.vc-orbit:before{width:280px;height:280px}.vc-orbit:after{width:205px;height:205px}.vc-sun{width:130px;height:130px;border-radius:50%;display:grid;place-items:center;background:var(--coral);color:#fff;font-size:4rem;font-weight:800;box-shadow:0 18px 45px rgba(218,98,90,.28)}
.vc-label{position:absolute;padding:9px 13px;border:1px solid var(--line);border-radius:999px;background:var(--paper);box-shadow:var(--shadow-sm);font-size:.74rem;font-weight:800}.vc-a{top:15px;left:8px}.vc-b{right:-5px;top:102px}.vc-c{bottom:19px;left:35px}
.vc-section{padding:0 0 104px;background:var(--paper)}.vc-planner-shell{transform:translateY(-35px);display:grid;grid-template-columns:310px minmax(0,1fr);align-items:stretch}
.vc-steps{padding:42px 38px;border-radius:28px 0 0 28px;background:var(--ink-deep);color:#fff}.vc-steps .eyebrow{color:var(--sage-300)}.vc-steps h2{color:#fff;font-size:2rem;margin-bottom:28px}.vc-steps ol{list-style:none;margin:0;padding:0;display:grid;gap:8px}.vc-steps li{display:grid;grid-template-columns:38px 1fr;gap:12px;padding:10px;border-radius:12px;color:#b9cbc8;transition:.2s}.vc-steps li>span{width:34px;height:34px;border:1px solid rgba(255,255,255,.25);display:grid;place-items:center;border-radius:50%;font-weight:800}.vc-steps li div{display:grid}.vc-steps li b{font-size:.86rem}.vc-steps li small{font-size:.7rem;opacity:.75}.vc-steps li.active{background:rgba(255,255,255,.09);color:#fff}.vc-steps li.active>span{background:var(--coral);border-color:var(--coral);color:var(--ink-deep)}.vc-steps li.done>span{background:var(--sage-200);border-color:var(--sage-200);color:var(--ink-deep)}.vc-mini-note{margin-top:28px;padding-top:22px;border-top:1px solid rgba(255,255,255,.13);color:#c8d9d6;font-size:.74rem;line-height:1.55}
.vc-wizard{overflow:hidden;min-height:730px;border-radius:0 28px 28px 0;background:#fff;box-shadow:var(--shadow-md)}.vc-wizard form{height:100%;display:flex;flex-direction:column}.vc-mobile-progress{display:none}.vc-panel{display:none;padding:54px clamp(28px,6vw,70px) 30px;animation:vc-fade .25s ease}.vc-panel.active{display:block}.vc-panel h2{font-size:clamp(2.2rem,4vw,3.7rem);margin:8px 0 14px;max-width:13ch}.vc-lead{max-width:720px;margin-bottom:34px;color:var(--muted);font-size:1.02rem}.vc-kicker{color:var(--coral-deep);font-size:.75rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}@keyframes vc-fade{from{opacity:0;transform:translateY(5px)}to{opacity:1;transform:none}}
.vc-field-grid{display:grid;gap:19px;margin:23px 0}.vc-field-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.vc-field-grid.one{grid-template-columns:minmax(0,340px)}.vc-field-grid label{position:relative;color:var(--ink-soft);font-size:.81rem;font-weight:800}.vc-field-grid input,.vc-field-grid select{display:block;width:100%;height:54px;margin-top:8px;padding:0 15px;border:1px solid rgba(22,61,58,.22);border-radius:12px;background:var(--paper);color:var(--ink-deep);font-size:.93rem;outline:0}.vc-field-grid input:focus,.vc-field-grid select:focus{border-color:var(--coral-deep);box-shadow:0 0 0 3px rgba(245,142,115,.18)}.vc-suffix,.vc-prefix{position:absolute;bottom:15px;color:var(--muted);font-size:.78rem;font-weight:500;pointer-events:none}.vc-suffix{right:14px}.vc-prefix{left:14px}.vc-field-grid label:has(.vc-prefix) input{padding-left:30px}
.vc-check{display:flex;gap:12px;align-items:flex-start;padding:16px 18px;border:1px solid var(--line);border-radius:14px;background:var(--cream);color:var(--ink-soft);cursor:pointer}.vc-check input{width:20px;height:20px;margin:2px 0 0;accent-color:var(--coral-deep)}.vc-check span{display:grid}.vc-check b{font-size:.86rem}.vc-check small{margin-top:2px;color:var(--muted);font-size:.75rem;font-weight:400}.vc-hidden{display:none!important}
.vc-choice-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:28px 0;padding:0;border:0}.vc-choice-cards legend{margin-bottom:12px;color:var(--ink-soft);font-size:.81rem;font-weight:800}.vc-choice-cards label{position:relative;cursor:pointer}.vc-choice-cards input{position:absolute;opacity:0}.vc-choice-cards label>span{display:flex;min-height:116px;flex-direction:column;padding:18px;border:1px solid var(--line);border-radius:16px;background:var(--paper);transition:.15s}.vc-choice-cards b{margin-bottom:7px;font-size:.86rem}.vc-choice-cards small{color:var(--muted);font-size:.75rem;font-weight:400}.vc-choice-cards input:checked+span{padding:17px;border:2px solid var(--coral-deep);background:var(--coral-soft)}.vc-choice-cards.compact label>span{min-height:105px}.vc-hint{padding:13px 15px;border-radius:10px;background:var(--sage-100);color:var(--muted);font-size:.76rem}
.vc-priority-scale{margin:30px 0;padding:28px;border:1px solid var(--line);border-radius:20px;background:var(--cream)}.vc-scale-labels{display:flex;justify-content:space-between;gap:30px;font-size:.8rem}.vc-priority-scale input{width:100%;margin:24px 0 14px;accent-color:var(--coral-deep)}.vc-scale-value{text-align:center;color:var(--coral-deep);font-size:.85rem;font-weight:800}
.vc-actions{display:flex;justify-content:space-between;margin-top:auto;padding:21px clamp(28px,6vw,70px);border-top:1px solid var(--line)}.vc-actions .btn{min-width:128px}.vc-actions .btn:disabled{opacity:.35;cursor:not-allowed;transform:none}.vc-result-head{display:flex;justify-content:space-between;gap:20px;align-items:start}.vc-text-button{padding:8px;background:none;color:var(--coral-deep);font-weight:800;cursor:pointer;white-space:nowrap}.vc-recommendation{margin:20px 0;padding:26px 28px;border-radius:20px;background:var(--ink-deep);color:#fff}.vc-recommendation h3{margin-bottom:8px;color:#fff}.vc-recommendation p{margin:0;color:#dceae0}.vc-recommendation .money{display:inline-block;margin-top:16px;padding:8px 12px;border-radius:999px;background:var(--coral);color:var(--ink-deep);font-size:.8rem;font-weight:800}
.vc-timeline{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1px;overflow:hidden;margin:18px 0 34px;border:1px solid var(--line);border-radius:16px;background:var(--line)}.vc-timeline div{padding:16px;background:var(--paper)}.vc-timeline small{display:block;margin-bottom:5px;color:var(--muted);font-size:.7rem}.vc-timeline b{font-size:.8rem}.vc-results-panel>h3{font-size:1.7rem}.vc-scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.vc-scenario{position:relative;padding:18px;border:1px solid var(--line);border-radius:18px;background:var(--paper)}.vc-scenario.best{padding:17px;border:2px solid var(--coral-deep);background:var(--coral-soft)}.vc-badge{position:absolute;top:-10px;right:12px;padding:4px 9px;border-radius:999px;background:var(--coral-deep);color:#fff;font-size:.62rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase}.vc-scenario h4{margin:5px 0 14px;font-size:1.22rem}.vc-scenario dl{display:grid;gap:8px;margin:0}.vc-scenario dl div{display:flex;justify-content:space-between;gap:10px;padding-top:8px;border-top:1px solid var(--line)}.vc-scenario dt{color:var(--muted);font-size:.68rem}.vc-scenario dd{margin:0;text-align:right;font-size:.72rem;font-weight:800}.vc-scenario p{margin:14px 0 0;color:var(--ink-soft);font-size:.72rem}.vc-explain{margin:28px 0;padding:20px;border-radius:16px;background:var(--sage-100);font-size:.8rem}.vc-assumptions{padding-top:18px;border-top:1px solid var(--line);color:var(--muted);font-size:.74rem}.vc-assumptions summary{color:var(--ink-soft);font-weight:800;cursor:pointer}.vc-assumptions ul{padding-left:18px}
.vc-source-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}.vc-source-grid h2{font-size:clamp(2.2rem,4vw,3.6rem)}.vc-source-links{display:grid;gap:9px}.vc-source-links a{display:flex;justify-content:space-between;gap:15px;padding:15px 17px;border:1px solid var(--line);border-radius:13px;background:rgba(255,255,255,.62);font-size:.85rem;font-weight:750}.vc-source-links a:hover{border-color:var(--coral-deep);color:var(--coral-deep)}
@media(max-width:1080px){.calculator-page .main-nav a:not(.btn){padding:9px 8px;font-size:.82rem}}
@media(max-width:900px){.vc-hero-grid{grid-template-columns:1fr}.vc-orbit{display:none}.vc-planner-shell{grid-template-columns:1fr}.vc-steps{display:none}.vc-wizard{border-radius:24px}.vc-mobile-progress{display:flex;align-items:center;gap:16px;padding:18px 28px;border-bottom:1px solid var(--line);font-size:.75rem;font-weight:800}.vc-mobile-progress div{height:5px;overflow:hidden;flex:1;border-radius:10px;background:var(--sage-100)}.vc-mobile-progress i{display:block;width:16.67%;height:100%;background:var(--coral);transition:.2s}.vc-choice-cards,.vc-scenario-grid{grid-template-columns:1fr}.vc-choice-cards label>span{min-height:auto}.vc-source-grid{grid-template-columns:1fr;gap:28px}}
@media(max-width:620px){.vc-hero{padding:52px 0 82px}.vc-hero-copy h1{font-size:3.1rem}.vc-trust{align-items:flex-start;flex-direction:column}.vc-planner-shell{width:min(calc(100% - 20px),var(--container))}.vc-panel{padding:36px 20px 24px}.vc-panel h2{font-size:2.2rem}.vc-field-grid.two{grid-template-columns:1fr}.vc-actions{padding:17px 20px}.vc-priority-scale{padding:20px 16px}.vc-scale-labels{font-size:.69rem}.vc-result-head{flex-direction:column}.vc-timeline{grid-template-columns:1fr}}
@media print{.site-header,.vc-hero,.vc-steps,.vc-mobile-progress,.vc-actions,.section.sage,.site-footer,.cookie-banner,.vc-panel:not(.vc-results-panel),.vc-text-button{display:none!important}.vc-section{padding:0}.vc-planner-shell{display:block;width:100%;transform:none}.vc-wizard{box-shadow:none}.vc-results-panel{display:block!important;padding:10mm}.vc-scenario-grid{grid-template-columns:repeat(3,1fr)}}
.vc-field-help{display:block;margin-top:7px;color:var(--muted);font-size:.7rem;font-weight:500;line-height:1.45}.vc-field-grid label:has(.vc-field-help) .vc-suffix,.vc-field-grid label:has(.vc-field-help) .vc-prefix{bottom:42px}
.vc-leave-bank{margin:28px 0;padding:22px;border:1px solid var(--line);border-radius:18px;background:var(--sage-50)}.vc-leave-bank h3{margin-bottom:6px;font-size:1.15rem;letter-spacing:-.02em}.vc-leave-bank>p{margin-bottom:14px;color:var(--muted);font-size:.78rem}.vc-leave-bank .vc-field-grid{margin:14px 0}.vc-leave-bank .vc-check{background:#fff}
.vc-info-box{margin-top:18px;padding:19px 20px;border-left:4px solid var(--coral);border-radius:4px 14px 14px 4px;background:var(--coral-soft);color:var(--ink-soft);font-size:.8rem}.vc-info-box strong{display:block;margin-bottom:5px;color:var(--ink-deep);font-size:.9rem}.vc-info-box p{margin:0 0 7px}.vc-info-box p:last-child{margin-bottom:0}.vc-results-intro{max-width:720px;margin:-4px 0 20px;color:var(--muted);font-size:.8rem}